Archive for Insurance

Flood Insurance

Most People Think That A Flood Will Never Happen To Them! Many property owners are being required to purchase flood insurance in many waterfront property areas. Higgins Lake, Houghton Lake, Lake St Helen, Manistee and the Ausable rivers are a few of the locations finding lenders that will be insisting on the NFIP insurance policy […]

Second Homes Continue To Sell

109 Burlington Higgins Lake Michigan Just Sold For $44,900 Located between Higgins & Houghton Lakes this 1060 SF home with garage just sold recently. With 2 bedrooms, 1 full bath,  landscaped yard and 2 car garage this property illustrates that listings are selling this winter. Insurance rates continue to remain stable for second home purchases […]

Life Brings The Unexpected, Make Sure You’re Covered

You Need Two Things In Life To Be A Survivor – Savings And Insurance Many folks are over committed financially. It is common to have a house, car, boat, RV and credit card payments going out every month. People perceive it as living the good life but when one of the household incomes is reduced […]

Higgins Lake Roscommon Home Insurance

Review Your House Insurance At Least Every 3 Years With A Premium Quote In recent  weeks I have heard from homeowners that some companies have been increasing premiums by an average of 10% when renewals are arriving in mail boxes. I have re-quoted some of my clients policies and found that some are better off […]

Home On 10 Acres Near Roscommon For Sale

9022 Stephan Bridge Rd $165,900 Large Home Next To State Land With 4 bedrooms and 5 baths this 4472 SF of living space home has it all. 2 car attached garage with large 2 car detached garage for storing the ATV, boat, mower, snowmobile and side by sides this property is located north of Roscommon […]

Selling Northern Michigan Real Estate And Saving Taxes

Life Insurance Can Be The Most Cost Effective Financial Tool To Pass The Wealth Of Your Estate To Your Heirs For tax year 2011 the Estate Tax is 55% for estates valued over $1 million. The tax must be paid when the  assets are transferred after the second spouse dies and the remaining heirs receive the estate. Estate […]

Houghton Lake Waterfront Foreclosures

Are You Dreaming Of Buying That Second Home At A Discounted Price? Right now there are lakefront homes on Houghton Lake with 60 feet of frontage for just over $100,000 dollars.  These great opportunities can not last forever. The economy may turn a corner during 2011 and you should jump into the market early on […]

Northern Michigan Property & Casualty Insurance

Purchasers of property should research insurance for the property they are buying during the contingency period. It is common practice with insurance agencies to require a C.L.U.E. (comprehensive loss underwriting report) when they quote and offer to insure a property.  The C.L.U.E. report may report losses that may have occurred over the past 5 years. This could be […]

Higgins Lake Houghton Lake Roscommon Home Insurance

Property owners are experiencing the ever increasing cost of home ownership……………. with property taxes, electricity, gas, insurance and decreasing home values. Eventually property values will rebound and there is a way to keep your home owners insurance premiums in check and mitigate loss of property equity. Review the following list of easy ways to save  insurance premium […]

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